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Unleashing the Reality Behind Freebies WHAT ARE FREEBIES? Freebies as the name suggests, are free or subsidised goods or services namely water supply, electricity and electronic gadgets like smartphones, laptops and etc provided to a section of public by the State and Central Government through the various schemes brought by them. The positive effects of […]

PSYCHOLOGICAL SPENDING BY CONSUMERS Consumer spending is a complex phenomenon that is influenced by a variety of psychological and financial factors. Understanding the aspects of psychological consumer spending can provide insights into how consumers make purchasing decisions and how these decisions impact their finances.   Consumers tend to spend more using credit and debit cards

Pakistan and its Trajectory Inflation, Poor Economic Policies, Terrorism: Pakistan’s Economic crisis decoded- Pakistan, India’s neighbour, is in the middle of a severe economic crisis. Inflation combined with poor economic policies has led to the crumbling of the economy. Most of the reasons of the crisis are due to  deliberate policy mischoices and had been

Higher Minimum Wage Higher Unemployment. MINIMUM WAGE and UNEMPLOYMENT  The objective of minimum wages is to safeguard employees from unfairly low compensation. Minimum wages should be determined by considering economic and social factors into account. Policymakers often propose a minimum wage as a means of raising incomes and lifting workers out of poverty. However, improvements

Adani’s Global Footprint: Instrument of Indian Diplomacy?   The Adani Group, led by business tycoon Gautam Adani, who rose to prominence for his unprecedented rise and is now facing one of the world’s largest corporate crises, losing more than 40% of his wealth in four days and plummeting from 120 billion dollars to 72 billion

WHAT IS CENTRAL BANK DIGITAL CURRENCY(CBDC)? Central Bank Digital Currency (CBDC) “Total digital payments in India have increased by 216% and 10% in terms of volume and value, respectively, for the month of March 2022 when compared to March 2019”, as per RBI’s reports. RBI envisions to bolster India’s digital economy, augment financial inclusion, and

Affordable Housing and the growing Real Estate Market in 2023 Similar to other sectors, Indian real estate’s downslide began during the early years of Covid-19 pandemic. A sudden lack of unskilled labour coupled with strict restrictions caused projects to come to a standstill with several developers slashing down prices. The Russia-Ukraine war and rising inflation

CapEx – Right Way Forward Can money really solve everything? Let us consider this query in the context of India.   In recent years, capital expenditure has been a major focus of GoI, especially during the pandemic. With the present economy being ambiguous and unpredictable, CapEx is necessary to ensure that businesses have enough resources

Good Friends, Greater Enemies! “The kingdom will face its consequences…” said Joe Biden, as the tensions between the United States and the gulf petro-giant seem to have escalated. In a move that stunned the entire world, the Kingdom of Saudi Arabia expressed its willingness to join the BRICS alliance, jeopardising the 77-year relationship with the